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	<title>The Underdog Millionaire Blog &#187; insurance</title>
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	<link>http://www.underdogmillionaire.com/blog</link>
	<description>Small Business Growth &#124; Niche Marketing Magic</description>
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		<title>Icelandic Volcanoes Can Be a Real Kick in the Ash for Small Business</title>
		<link>http://www.underdogmillionaire.com/blog/icelandic-volcanoes-can-be-a-real-kick-in-the-ash-for-small-business</link>
		<comments>http://www.underdogmillionaire.com/blog/icelandic-volcanoes-can-be-a-real-kick-in-the-ash-for-small-business#comments</comments>
		<pubDate>Wed, 28 Apr 2010 13:14:22 +0000</pubDate>
		<dc:creator>Joshua Black</dc:creator>
				<category><![CDATA[Networking/Referrals]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[business planning]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[networking]]></category>

		<guid isPermaLink="false">http://www.underdogmillionaire.com/blog/?p=641</guid>
		<description><![CDATA[So, last week 100,000 flights were cancelled all over Europe due to a huge ash cloud from an Icelandic volcanic eruption that blanketed the sky. Customers were stranded for days. People had to fend for themselves and find their own way home in many cases. Leave it to good old mother nature to really show [...]


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			<content:encoded><![CDATA[<p><a class="post_image_link" href="http://www.underdogmillionaire.com/blog/icelandic-volcanoes-can-be-a-real-kick-in-the-ash-for-small-business" title="Permanent link to Icelandic Volcanoes Can Be a Real Kick in the Ash for Small Business"><img class="post_image alignnone remove_bottom_margin frame" src="http://www.underdogmillionaire.com/blog/wp-content/uploads/2010/04/icelandvolcano.jpg" width="281" height="188" alt="Icelandic volcano can be a small business disaster" /></a>
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<p>So, last week 100,000 flights were<br />
cancelled all over Europe due to a huge<br />
ash cloud from an Icelandic volcanic<br />
eruption that blanketed the sky.</p>
<p>Customers were stranded for days.</p>
<p>People had to fend for themselves and<br />
find their own way home in many cases.</p>
<p>Leave it to good old mother nature to<br />
really show us who&#8217;s boss.</p>
<p>However, there is always a golden lining<br />
to every disaster and this one happens<br />
to be a small business lesson.</p>
<p>What in the heck does a crazy cloud of<br />
volcanic ash have to do with my business,<br />
you ask?</p>
<p>Well&#8230; everything.</p>
<p>It&#8217;s all about preparation for the unexpected.</p>
<p>It&#8217;s about seeing how your competition, or<br />
the new, hungry underdog business owner on<br />
the block is going to grab you by the<br />
ankles and shake you so all of your lunch<br />
money falls out of your pockets.</p>
<p>It&#8217;s about <strong>VISION</strong>.</p>
<p>As a small business owner, it&#8217;s your duty<br />
to have a little ESP and see into the future<br />
BEFORE is happens.</p>
<p>You need to learn to read between the lines<br />
and see the little things that could<br />
eventually lead to a huge ash cloud towering<br />
over your business.</p>
<p>&#8230;and the best part is, you don&#8217;t have to<br />
do this alone.</p>
<p><strong>Networking</strong> is the most powerful way to see<br />
into the future without making any kind of<br />
investment.</p>
<p><a href="http://www.how-to-business-network.com/">http://www.how-to-business-network.com</a></p>
<p>With a network, you will get together with<br />
a group of like-minded business owners that<br />
are all looking at a common goal-</p>
<p>To grow their businesses and to help each<br />
other solve problems that the other members<br />
have already been through.</p>
<p>They learn to solve problems by looking<br />
into the future and using the previous<br />
experiences that each member has gone through<br />
in order to solve a critical business problem.</p>
<p>&#8230;or to see the next volcanic business<br />
eruption on the horizon.</p>
<p>If you want to be the next &#8220;volcano whisperer&#8221;<br />
for small business, then fly through your cloud<br />
of ash and click here:</p>
<p><a href="http://www.how-to-business-network.com/">http://www.how-to-business-network.com</a></p>
<p>Until tomorrow,</p>
<p>Joshua Black</p>
<p>*******************************************<br />
Copyright 2010, Outer Limit Productions LLC.<br />
All rights reserved.</p>
<p>Download these other great products to help<br />
your business earn huge piles of moolah:</p>
<p><a href="http://www.product-pricing-strategy.com/">http://www.product-pricing-strategy.com</a><br />
<a href="http://www.how-to-business-network.com/">http://www.how-to-business-network.com</a><br />
<a href="http://www.ranking-higher-seo.com/">http://www.ranking-higher-seo.com</a><br />
<a href="http://www.underdogmillionaire.com/blog">http://www.UnderdogMillionaire.com/blog</a><br />
<a href="http://www.sales-letter-system.com/">http://www.sales-letter-system.com</a><br />
<a href="http://www.closing-the-sale.com/">http://www.closing-the-sale.com</a><br />
<a href="http://www.information-product-report.com/">http://www.information-product-report.com</a><br />
<a href="http://www.ultimateuspcreator.com/">http://www.UltimateUSPcreator.com</a><br />
<a href="http://www.underdog-success-formula.com/">http://www.underdog-success-formula.com</a></p>
<p>_________________________________________</p>


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</ol></p>]]></content:encoded>
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		</item>
		<item>
		<title>Business Advice From a Tree</title>
		<link>http://www.underdogmillionaire.com/blog/business-advice-from-a-tree</link>
		<comments>http://www.underdogmillionaire.com/blog/business-advice-from-a-tree#comments</comments>
		<pubDate>Mon, 17 Aug 2009 18:04:20 +0000</pubDate>
		<dc:creator>Joshua Black</dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">http://www.underdogmillionaire.com/blog/?p=101</guid>
		<description><![CDATA[I had an entirely different plan for today, but at 5:30am a huge CRASH totally changed that&#8230; I giant rotten tree decided to fall on my car and totaled it, completely ripping the driver&#8217;s door off. So, in lieu of what I had planned, today&#8217;s Tip Sheet is all about insurance. Insurance can come in [...]


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<p>I had an entirely different plan for today, but at<br />
5:30am a huge CRASH totally changed that&#8230;</p>
<p>I giant rotten tree decided to fall on my car and<br />
totaled it, completely ripping the driver&#8217;s door off.</p>
<p>So, in lieu of what I had planned, today&#8217;s Tip<br />
Sheet is all about insurance.</p>
<p>Insurance can come in many forms.</p>
<p>It can come in the form of your corporate structure<br />
such as &#8220;S&#8221; or &#8220;C&#8221; corp, LLC, <span id="lw_1250532079_0" style="border-bottom: 1px dashed #0066cc; background: transparent none repeat scroll 0% 0%; cursor: pointer;">sole proprietorship</span> etc.</p>
<p>Having insurance and the right business structure<br />
will be critical to your well-being.</p>
<p>Insurance is kinda like cleaning a toilet. You know<br />
you need to do it, but the &#8220;fun scale&#8221; is at zero.</p>
<p>You can&#8217;t just &#8220;hope for the best&#8221; with your business.</p>
<p>You need to get the proper amount of insurance and<br />
proper business structure for whatever venture you<br />
are going into.</p>
<p>I am not about to give any <span id="lw_1250532079_1" style="border-bottom: 1px dashed #0066cc; cursor: pointer;">legal advice</span> here, but I<br />
do know that much.</p>
<p>Talk to an attorney and an <span id="lw_1250532079_2">insurance agent</span> that you<br />
can trust. These people will end up being on your<br />
business team in the future and you will go to them<br />
for advice when the time comes.</p>
<p>&#8230;so you might as well start now.</p>
<p>No, I am not going to call my <span id="lw_1250532079_3" style="border-bottom: 1px dashed #0066cc; cursor: pointer;">car insurance</span> guy when<br />
I have an important business decision to make, but<br />
my accountant might be very helpful.</p>
<p>As much as you want to skimp on insurance with your<br />
business, DON&#8217;T. It can be very affordable depending<br />
on your industry.</p>
<p>It can also get really pricey if you have a lot of<br />
employees and previous claims. It all depends on your<br />
level of exposure, and those experts can help you<br />
there.</p>
<p>The lower your level of exposure (how much you are<br />
doing something that would likely create a claim)<br />
the lower your rates, because most-likely you won&#8217;t<br />
need it.</p>
<p>The more you actually NEED the insurance, the more<br />
expensive it will be, like if you drive a dynamite<br />
truck or something&#8230; then you might as well find a<br />
different business.</p>
<p>That&#8217;s the way insurance works. The less likely you<br />
need it, the cheaper it gets.</p>
<p>Insurance coupled with the proper corporate structure<br />
even if you are a one man or woman show, is one of the<br />
most important things you can do for yourself.</p>
<p>Ok, I&#8217;m done for today. Still waiting for the insurance<br />
guy to show up.</p>
<p>Until tomorrow,<br />
Joshua Black</p>
<p>Copyright 2009, Outer Limit Productions LLC.<br />
All rights reserved.</p>
<p><a href="../../blog" target="_blank"><span id="lw_1250532079_4">http://www.UnderdogMillionaire.com/blog</span></a><br />
<a href="http://www.closing-the-sale.com/" target="_blank"><span id="lw_1250532079_5">http://www.closing-the-sale.com</span></a><br />
<a href="http://www.information-product-report.com/" target="_blank"><span id="lw_1250532079_6">http://www.information-product-report.com</span></a><br />
<a href="http://www.ultimateuspcreator.com/" target="_blank"><span id="lw_1250532079_7">http://www.UltimateUSPcreator.com</span></a><br />
<a href="http://twitter.com/jblack2012" target="_blank"><span id="lw_1250532079_8">http://twitter.com/jblack2012</span></a></p>


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